THIS MATERIAL DOES NOT CONSTITUTE AN OFFER OR SOLICITATION IN ANY JURISDICTION WHERE OR TO ANY PERSON TO WHOM IT WOULD BE UNAUTHORIZED OR UNLAWFUL TO DO SO .
Views expressed discussed are those of survey respondents, compiled by GSAM as of March 4, 2022. Views and opinions expressed are for informational purposes only and do not constitute a recommendation by GSAM to buy, sell, or hold any security. Views and opinions are current as of the date of this presentation and may be national to change, they should not be construed as investment advice .
This substantial is provided for educational purposes alone and should not be construed as investment advice or an volunteer or solicitation to buy or sell securities. This corporeal is provided at your request for informational purposes alone. It is not an offer or solicitation to buy or sell any securities.
Reading: Insurance Survey 2022
economic and commercialize forecasts presented herein reflect a serial of assumptions and judgments as of the date of this presentation and are subject to change without notification. These forecasts do not take into account the particular investing objectives, restrictions, tax and fiscal position or other needs of any specific customer. Actual data will vary and may not be reflected here. These forecasts are subject to high levels of uncertainty that may affect actual performance. accordingly, these forecasts should be viewed as merely representative of a across-the-board range of possible outcomes. These forecasts are estimated, based on assumptions, and are submit to significant rewrite and may change materially as economic and grocery store conditions change. Goldman Sachs has no debt instrument to provide updates or changes to these forecasts. Case studies and examples are for demonstrative purposes only .
This information discusses general market activity, diligence or sector trends, or other broad-based economic, grocery store or political conditions and should not be construed as research or investment advice. This material has been prepared by GSAM and is not fiscal research nor a intersection of Goldman Sachs Global Investment Research ( GIR ). It was not prepared in conformity with applicable provisions of law designed to promote the independence of fiscal psychoanalysis and is not subject to a prohibition on trading following the distribution of fiscal inquiry. The views and opinions expressed may differ from those of Goldman Sachs Global Investment Research or early departments or divisions of Goldman Sachs and its affiliates. Investors are urged to consult with their fiscal advisors before buying or selling any securities. This information may not be current and GSAM has no obligation to provide any updates or changes .
prospective investors should inform themselves as to any applicable legal requirements and taxation and exchange master regulations in the countries of their citizenship, mansion or reside which might be relevant. GSAM does not provide legal, tax or accounting advice and therefore expresses no view as to the legal, tax or accounting treatment of the data described herein or any related transaction, nor are we providing any assurance as to the sufficiency or appropriateness of this information or our procedures for your purposes. This material is not a utility for the professional advice or services of your own fiscal, tax, account and legal advisors .
Environmental, Social, and Governance ( “ ESG ” ) strategies may take risks or eliminate exposures found in other strategies or broad market benchmarks that may cause performance to diverge from the performance of these other strategies or marketplace benchmarks. ESG strategies will be subject to the risks associated with their implicit in investments ’ asset classes. further, the demand within sealed markets or sectors that an ESG strategy targets may not develop as calculate or may develop more slowly than anticipated .
Although sealed information has been obtained from sources believed to be authentic, we do not guarantee its accuracy, completeness or fairness. We have relied upon and assumed without freelancer verification, the accuracy and completeness of all information available from populace sources .
United Kingdom : In the United Kingdom, this material is a fiscal forwarding and has been approved by Goldman Sachs Asset Management International, which is authorized and regulated in the United Kingdom by the Financial Conduct Authority .
European Economic Area (EEA) : This fiscal promotion is provided by Goldman Sachs Bank Europe SE. This corporeal is a fiscal promotion disseminated by Goldman Sachs Bank Europe SE, including through its authoritative branches ( “ GSBE ” ). GSBE is a accredit mental hospital incorporated in Germany and, within the Single Supervisory Mechanism established between those Member States of the European Union whose official currency is the Euro, subject to direct prudential supervision by the european Central Bank and in early respects supervised by german Federal Financial Supervisory Authority ( Bundesanstalt für Finanzdienstleistungsaufischt, BaFin ) and Deutsche Bundesbank .
Switzerland : For Qualified Investor use merely – not for distribution to general public. This is marketing substantial. This text file is provided to you by Goldman Sachs Bank AG, Zürich. Any future contractual relationships will be entered into with affiliates of Goldman Sachs Bank AG, which are domiciled outside of Switzerland. We would like to remind you that foreign ( Non-Swiss ) legal and regulative systems may not provide the like horizontal surface of security in relation back to customer confidentiality and data auspices as offered to you by swiss law.
Read more: Blend Fund
Asia Pacific : Please note that neither Goldman Sachs Asset Management International nor any other entities involved in the Goldman Sachs Asset Management ( GSAM ) business maintain any licenses, authorizations or registrations in Asia ( other than Japan ), except that it conducts businesses ( subject to applicable local anesthetic regulations ) in and from the adopt jurisdictions : Hong Kong, Singapore and Malaysia. This corporeal has been issued for practice in or from Hong Kong by Goldman Sachs Asset Management ( Hong Kong ) Limited, in or from Singapore by Goldman Sachs Asset Management ( Singapore ) Pte. Ltd. ( company Number : 201329851H ) and in or from Malaysia by Goldman Sachs ( Malaysia ) Sdn Berhad ( 880767W ) .
Australia : This material is distributed in Australia and New Zealand by Goldman Sachs Asset Management Australia Pty Ltd ABN 41 006 099 681, AFSL 228948 ( ’ GSAMA ’ ) and is intended for viewing merely by wholesale clients in Australia for the purposes of segment 761G of the Corporations Act 2001 ( Cth ) and to clients who either fall within any or all of the categories of investors set out in section 3 ( 2 ) or sub-section 5 ( 2CC ) of the Securities Act 1978, capitulation within the definition of a sweeping client for the purposes of the Financial Service Providers ( Registration and Dispute Resolution ) Act 2008 ( FSPA ) and the Financial Advisers Act 2008 ( FAA ), and fall within the definition of a wholesale investor under one of article 37, clause 38, article 39 or clause 40 of Schedule 1 of the Financial Markets Conduct Act 2013 ( FMCA ) of New Zealand ( jointly, a “ NZ Wholesale Investor ” ). GSAMA is not a read fiscal service provider under the FSPA. GSAMA does not have a place of business in New Zealand. In New Zealand, this document, and any access to it, is intended only for a person who has first satisfied GSAMA that the person is a NZ Wholesale Investor. This document is intended for viewing lone by the intend recipient role. This document may not be reproduced or distributed to any person in hale or in separate without the prior written accept of GSAMA. This information discusses general market activity, industry or sector trends, or other wide based economic, market or political conditions and should not be construed as research or investment advice. The material provided herein is for informational purposes only. This presentation does not constitute an offer or solicitation to any person in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it would be improper to make such offer or solicitation .
Canada : This presentation has been communicated in Canada by GSAM LP, which is registered as a portfolio coach under securities legislation in all provinces of Canada and as a commodity trade coach under the commodity futures legislation of Ontario and as a derivatives adviser under the derivatives legislation of Quebec. GSAM LP is not registered to provide investment advisory or portfolio management services in deference of exchange-traded futures or options contracts in Manitoba and is not offering to provide such investment advisory or portfolio management services in Manitoba by delivery of this fabric .
Japan : This material has been issued or approved in Japan for the consumption of professional investors defined in Article 2 paragraph ( 31 ) of the Financial Instruments and Exchange Law by Goldman Sachs Asset Management Co., Ltd .
Colombia : Esta presentación no tiene el propósito o el efecto de iniciar, directa o indirectamente, la adquisición de un producto a prestación de united nations servicio por parte de Goldman Sachs Asset Management a residentes colombianos. Los productos y/o servicios de Goldman Sachs Asset Management nobelium podrán ser ofrecidos nickel promocionados en Colombia o a residentes Colombianos a menos que dicha oferta yttrium promoción southeast lleve a cabo en cumplimiento del Decreto 2555 de 2010 yttrium las otras reglas y regulaciones aplicables en materia de promoción de productos y/o servicios financieros y /o del mercado de valores en Colombia o a residentes colombianos .
Al recibir esta presentación, y en caso que selenium decida contactar a Goldman Sachs Asset Management, cada destinatario residente en Colombia reconoce yttrium acepta que hour angle contactado a Goldman Sachs Asset Management por su propia iniciativa y no como resultado de cualquier promoción o publicidad por parte de Goldman Sachs Asset Management o cualquiera de sus agentes oxygen representantes. Los residentes colombianos reconocen que ( 1 ) la recepción de esta presentación no constituye una solicitud de los productos y/o servicios de Goldman Sachs Asset Management, y ( 2 ) que no están recibiendo ninguna oferta o promoción directa o indirecta de productos y/o servicios financieros y/o del mercado de valores por parte de Goldman Sachs Asset Management .
Esta presentación einsteinium estrictamente privada y confidencial, y no podrá ser reproducida o utilizada para cualquier propósito diferente a lanthanum evaluación de una inversión potencial en los productos de Goldman Sachs Asset Management o la contratación de sus servicios por parte del destinatario de esta presentación, no podrá ser proporcionada a una persona diferente del destinatario de esta presentación. ”
Confidentiality
Read more: Blend Fund
No part of this fabric may, without GSAM ’ s prior written accept, be ( iodine ) copied, photocopied or duplicated in any form, by any means, or ( two ) distributed to any person that is not an employee, officeholder, conductor, or authoritative agent of the recipient .
Date of first use : April 4, 2022 .
273542-OTU-1581245