Insurance Survey 2022

Disclosures
THIS MATERIAL DOES NOT CONSTITUTE AN OFFER OR SOLICITATION IN ANY JURISDICTION WHERE OR TO ANY PERSON TO WHOM IT WOULD BE UNAUTHORIZED OR UNLAWFUL TO DO SO .
Views expressed discussed are those of survey respondents, compiled by GSAM as of March 4, 2022. Views and opinions expressed are for informational purposes only and do not constitute a recommendation by GSAM to buy, sell, or hold any security. Views and opinions are current as of the date of this presentation and may be national to change, they should not be construed as investment advice .
This substantial is provided for educational purposes alone and should not be construed as investment advice or an volunteer or solicitation to buy or sell securities. This corporeal is provided at your request for informational purposes alone. It is not an offer or solicitation to buy or sell any securities.

economic and commercialize forecasts presented herein reflect a serial of assumptions and judgments as of the date of this presentation and are subject to change without notification. These forecasts do not take into account the particular investing objectives, restrictions, tax and fiscal position or other needs of any specific customer. Actual data will vary and may not be reflected here. These forecasts are subject to high levels of uncertainty that may affect actual performance. accordingly, these forecasts should be viewed as merely representative of a across-the-board range of possible outcomes. These forecasts are estimated, based on assumptions, and are submit to significant rewrite and may change materially as economic and grocery store conditions change. Goldman Sachs has no debt instrument to provide updates or changes to these forecasts. Case studies and examples are for demonstrative purposes only .
This information discusses general market activity, diligence or sector trends, or other broad-based economic, grocery store or political conditions and should not be construed as research or investment advice. This material has been prepared by GSAM and is not fiscal research nor a intersection of Goldman Sachs Global Investment Research ( GIR ). It was not prepared in conformity with applicable provisions of law designed to promote the independence of fiscal psychoanalysis and is not subject to a prohibition on trading following the distribution of fiscal inquiry. The views and opinions expressed may differ from those of Goldman Sachs Global Investment Research or early departments or divisions of Goldman Sachs and its affiliates. Investors are urged to consult with their fiscal advisors before buying or selling any securities. This information may not be current and GSAM has no obligation to provide any updates or changes .
prospective investors should inform themselves as to any applicable legal requirements and taxation and exchange master regulations in the countries of their citizenship, mansion or reside which might be relevant. GSAM does not provide legal, tax or accounting advice and therefore expresses no view as to the legal, tax or accounting treatment of the data described herein or any related transaction, nor are we providing any assurance as to the sufficiency or appropriateness of this information or our procedures for your purposes. This material is not a utility for the professional advice or services of your own fiscal, tax, account and legal advisors .
Environmental, Social, and Governance ( “ ESG ” ) strategies may take risks or eliminate exposures found in other strategies or broad market benchmarks that may cause performance to diverge from the performance of these other strategies or marketplace benchmarks. ESG strategies will be subject to the risks associated with their implicit in investments ’ asset classes. further, the demand within sealed markets or sectors that an ESG strategy targets may not develop as calculate or may develop more slowly than anticipated .
Although sealed information has been obtained from sources believed to be authentic, we do not guarantee its accuracy, completeness or fairness. We have relied upon and assumed without freelancer verification, the accuracy and completeness of all information available from populace sources .
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Canada : This presentation has been communicated in Canada by GSAM LP, which is registered as a portfolio coach under securities legislation in all provinces of Canada and as a commodity trade coach under the commodity futures legislation of Ontario and as a derivatives adviser under the derivatives legislation of Quebec. GSAM LP is not registered to provide investment advisory or portfolio management services in deference of exchange-traded futures or options contracts in Manitoba and is not offering to provide such investment advisory or portfolio management services in Manitoba by delivery of this fabric .
Japan : This material has been issued or approved in Japan for the consumption of professional investors defined in Article 2 paragraph ( 31 ) of the Financial Instruments and Exchange Law by Goldman Sachs Asset Management Co., Ltd .
Colombia : Esta presentación no tiene el propósito o el efecto de iniciar, directa o indirectamente, la adquisición de un producto a prestación de united nations servicio por parte de Goldman Sachs Asset Management a residentes colombianos. Los productos y/o servicios de Goldman Sachs Asset Management nobelium podrán ser ofrecidos nickel promocionados en Colombia o a residentes Colombianos a menos que dicha oferta yttrium promoción southeast lleve a cabo en cumplimiento del Decreto 2555 de 2010 yttrium las otras reglas y regulaciones aplicables en materia de promoción de productos y/o servicios financieros y /o del mercado de valores en Colombia o a residentes colombianos .
Al recibir esta presentación, y en caso que selenium decida contactar a Goldman Sachs Asset Management, cada destinatario residente en Colombia reconoce yttrium acepta que hour angle contactado a Goldman Sachs Asset Management por su propia iniciativa y no como resultado de cualquier promoción o publicidad por parte de Goldman Sachs Asset Management o cualquiera de sus agentes oxygen representantes. Los residentes colombianos reconocen que ( 1 ) la recepción de esta presentación no constituye una solicitud de los productos y/o servicios de Goldman Sachs Asset Management, y ( 2 ) que no están recibiendo ninguna oferta o promoción directa o indirecta de productos y/o servicios financieros y/o del mercado de valores por parte de Goldman Sachs Asset Management .
Esta presentación einsteinium estrictamente privada y confidencial, y no podrá ser reproducida o utilizada para cualquier propósito diferente a lanthanum evaluación de una inversión potencial en los productos de Goldman Sachs Asset Management o la contratación de sus servicios por parte del destinatario de esta presentación, no podrá ser proporcionada a una persona diferente del destinatario de esta presentación. ”
Confidentiality

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No part of this fabric may, without GSAM ’ s prior written accept, be ( iodine ) copied, photocopied or duplicated in any form, by any means, or ( two ) distributed to any person that is not an employee, officeholder, conductor, or authoritative agent of the recipient .
Date of first use : April 4, 2022 .
273542-OTU-1581245

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